Barristers & Solicitors

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MAZO CHOWBAY

How much will it cost for your legal services?


We are committed to offering quality legal services which are affordable to everyone.  All initial consultations are free.   You do not pay any upfront legal fees if you choose to pursue a personal injury claim.  We operate on a contingency basis which means we only get paid if we obtain a settlement on your behalf.  Most law firms take a high percentage of their clients’ settlements.  We guarantee the lowest contingency rates in personal injury claims.  Contact us for a comparison quote before settling for high contingency rates.

How much is my claim worth?

The worth of your claim is determined by the extent of your injuries and amount of your losses.  For example those who are severely injured and are unable to return to work for the remainder of their lives or those who are catastrophically impaired and cannot function at all as a result of the accident will be compensated more than those who are less injured and have suffered lesser losses.  Compensation is awarded based on a number of categories such as loss of enjoyment of life as a result of pain caused by your injuries, loss of income and earning capacity if you are unable to do your job as you used to prior to the accident and future care costs to accommodate you for treatment you will have to seek as a result of the accident.  Contact us today to maximize the compensation you deserve.

 

How long will it take?

Today less than 1% of civil cases proceed to trial.  Most personal injury matters settle at mediation or settlement meetings.  We guarantee we will work diligently with insurance adjusters and insurance defence lawyers to ensure your claim resolves efficiently.  Depending on the complexity of your claim, you can expect resolution within a few months for simpler cases and within a year or two for more complex claims. 

 

How long do I have before starting a claim?

You have two years from the date of the accident to begin a personal injury claim.  There are some specific exceptions to this limitation period.  Contact us to discuss your options and to ensure you start your claim in timely matter.

 What do I need to get started?

To get started with your claim you will need the following information: 1) all details relating to the accident such as police report, Collision Report if you went to the Collision Reporting Centre, property damage documentation, photos of your damaged car, etc. 2) a copy of your driver’s license 3) OHIP number 4) SIN number 5) income tax records if you keep records 6) all medical records pertaining to your injuries.  Don’t worry if you do not have all of the information. We will assist you to obtain it.  The more information we have available to start the faster we can work towards resolving your claim.

 What do I do if the insurance company contacts me?

If you are injured in an accident you should notify your insurance company.  If you intend to proceed with a personal injury claim you are entitled to know your rights and obligations before discussing the accident or giving a statement to any insurance company.  Contact us and we will handle all matters on your behalf directly with the insurance company. 

 

What if I didn’t have insurance at the time of the accident?

If you were aware that you were driving a vehicle which did not have insurance at the time of the accident you cannot pursue a tort claim for compensation.  However, you are still entitled to some limited accident benefits. 

 What if the accident was my fault?

If the accident was your fault you cannot pursue a tort claim for compensation.  However, you are still entitled to accident benefits.

 

What if the at fault driver did not have insurance at the time of the accident or fled the scene of the accident?

If the at fault driver did not have insurance at the time of the accident or fled the scene of the accident, then you can still recover compensation for your injuries from your own insurance company or from the Motor Vehicle Accident Fund if you were a passenger, pedestrian or cyclist.  Contact us to discuss your options.

 Will my insurance premiums increase if I bring a claim?

Insurance premiums usually increase if you are at fault for an accident.  If you are involved in an accident and you were not at fault, your insurance premiums should not increase if you choose to proceed with a claim for compensation.